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About Horiens

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Our expertise in risks, insurance and guarantees expanding opportunities for your business

We are experts in risk management, insurance, and guarantees for large companies, with 45 years of experience in high-complexity projects for various market sectors.

With a customer-focused approach, we are actively involved in the daily operations, working closely with our clients to identify and analyze risks, develop tailor-made insurance solutions, provide brokerage services, and actively monitor claims management and settlement.

Our professionals add value by deeply understanding each client’s business and working with the purpose of protecting companies and individuals in a rapidly changing world. We strive to broaden horizons with security and clarity, providing effective risk management solutions tailored to each client’s needs.

Our essence in four pillars:

Technical expertise

Tailor-made solutions



Our figures*:


in insured assets


in managed guarantees


in liability insurance


in monetized claims

over 0 people

in health insurance

over 0 people

in life insurance

*Data 2022

Knowledge in the core aspects of the business

The high quality of the risk transfer process is one of Horiens’ trademarks in the market, resulting from extensive technical expertise in risks and insurance for various sectors such as infrastructure, concessions and PPPs, transportation and logistics, agribusiness, energy, oil and gas, chemicals and petrochemicals, among others. Among our differentials are the analysis and proposal of clauses that are suitable for the business needs and the efficient monitoring of the claims settlement, with a low rate of litigation.

International presence

We have the ability to work globally and are experienced in the Americas, Europe, Africa, and Asia. Our teams in Brazil and the United States are versed in scoping bonding capacity, understand the scenarios and regional and country-specific regulations, and maintain solid relationships with the international insurance market.

  • São Paulo/SP (Brazil)
  • Rio de Janeiro/RJ (Brazil)
  • Houston/TX (USA)