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A customized risk and insurance program for your business is crucial in a world of constant change, increasingly competitive markets and significant and more complex global challenges.

With our client-oriented vision, our work permeates the entire risk management cycle: from the risk identification and analysis stage, through the preparation of mitigation plans and the transfer of risks to the insurance market – one of the principal ways of treating specific risks – up to insurance program management. Our involvement warrants that the resulting program will be adequate to the business risk dynamics.

In 2020, the amounts insured under Horiens management totaled R$ 208 billion in insured assets and R$ 34 billion in liability insurance.

Know our differentials

  • Ownership: client-oriented vision
  • Customized solutions
  • Consolidated knowledge and expertise in various market segments
  • Use of emerging technologies for innovation in products and decision-making
  • Ability to act in local and international large-sized projects
  • Qualified underwriting for the insurance market
  • High success rate in the monetization of complex claims and low litigation rate

Insurance Modalities

  • Property Risks
  • Engineering Risks
  • General responsibility
  • Cyber Risks
  • Environmental
  • Environmental
  • Agricultural
  • Local and International Cargo
  • Oil Risks
  • Marine Hull
  • Protection & Indemnity
  • Political Risk
  • Terrorism
  • Aviation
  • Automobile fleet
  • Various risks
  • Warranty titles
  • Credit
  • Health and Benefits

Cyber risk management

In an increasingly digital world, it is not enough just to invest in security, you need to know the vulnerabilities of your company, have good governance, and evaluate the best ways to mitigate risks.

Horiens, in partnership with GC Security, a consultancy specializing in governance and protection in the cyber environment, can support your company with integrated solutions that include identifying, analyzing, monitoring and transferring risks to the insurance market through cyber insurance tailored to your business landscape.

Protect your assets. Click here to learn about our approach to cyber risk management.

Successful cases

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