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A customized risk and insurance program for your business is crucial in a world of constant change, increasingly competitive markets and significant and more complex global challenges.

With our client-oriented vision, our work permeates the entire risk management cycle: from the risk identification and analysis stage, through the preparation of mitigation plans and the transfer of risks to the insurance market – one of the principal ways of treating specific risks – up to insurance program management. Our involvement warrants that the resulting program will be adequate to the business risk dynamics.

In 2020, the amounts insured under Horiens management totaled R$ 208 billion in insured assets and R$ 34 billion in liability insurance.

Know our differentials

  • Ownership: client-oriented vision
  • Customized solutions
  • Consolidated knowledge and expertise in various market segments
  • Use of emerging technologies for innovation in products and decision-making
  • Ability to act in local and international large-sized projects
  • Qualified underwriting for the insurance market
  • High success rate in the monetization of complex claims and low litigation rate

Insurance Modalities

  • Property Risks
  • Engineering Risks
  • General responsibility
  • Cyber Risks
  • Environmental
  • Environmental
  • Agricultural
  • Local and International Cargo
  • Oil Risks
  • Marine Hull
  • Protection & Indemnity
  • Political Risk
  • Terrorism
  • Aviation
  • Automobile fleet
  • Various risks
  • Warranty titles
  • Credit
  • Health and Benefits

Cyber risk management

In an increasingly digital world, the question is not whether your company will be the target of cyberattacks, but when it will happen. That's why you always have to be one step ahead of risk. How?

At Horiens, our working model is designed to support companies along this end-to-end cyber resilience journey. Knowing your company's vulnerabilities in the virtual world and quantifying the real impacts to the business risk profile with the help of our data laboratory, Risk Labs, your company will be able to adopt the best prevention measures, including effective strategies for transfer and risk mitigation.

For this, we combine our knowledge in business and operational risk management with qualified partners with recognized performance in the cybersecurity segment to support companies in all markets. A differentiated format, which brings the latest in cyber and cyber defense solutions combined with strategic and tailored risk management.

Protect your company up to the risks to which it is exposed.

Successful cases

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