Risk management and insurance consultancy
We bring together risk intelligence and insurance brokerage, with a customer-oriented vision.
Our working model includes risk management and insurance program management, as well as operating as a captive broker.
Throughout our 45-year journey of supporting large industries across various sectors, we have come to understand that a close, structured, and long-term relationship with our clients allows us to bring even greater strategic value.
Through a comprehensive approach – involving the identification, analysis, quantification, transfer and monitoring of risks and claims – we capture strategic value for our clients’ businesses, supporting the continuous improvement of their risk profile.
Learn about our solutions:
![Instalação industrial localizada em uma região litorânea mostrando a abrangência da consultoria em gestão de risco para empresas.](/app/uploads/2023/07/01-consultoria-1.webp)
Risk Management Consulting
Integrated risk management for projects and businesses.
![Profissional analisando números de garantias e seguros de crédito em uma lousa digital.](/app/uploads/2023/07/02-garantia-1.webp)
Guarantees, Credit Insurance and Political Risks
Leverage creditworthiness and protect cash flow, with a focus on liquidity, for projects and companies.
![Profissional usando óculos e capacete de proteção exemplificando a análise e o acompanhamento de risco dos seguros da Horiens.](/app/uploads/2023/07/03-seguros-1.webp)
Insurance
Identification, analysis, transfer and monitoring of risks of various types for projects and companies.
![Mãe, pai e filho se divertindo juntos representando os benefícios do programa de saúde da Horiens.](/app/uploads/2023/07/04-saude-1.webp)
Health and Benefits
Insurance management of corporate health and benefits programs, with tailored service solutions for managers and beneficiaries.