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Horiens

Construction

All kinds of civil construction work – highways, hydroelectric plants, dams, ports, airports, tunnels, bridges and industries, among others – are part of a complex scenario that requires deep and specialized knowledge to ensure the best possible transfer of risks, through insurance or agreements, which may occur during the construction or assembly stages.

Horiens specializes in intelligence for risks, insurance and programs focused on Project Finance in the infrastructure market, accumulating experience in hundreds of projects in Brazil and abroad over more than 40 years.

Our history includes more than 80 hydroelectric plants, 17 thermal plants, 2 nuclear plants, 104 power transmission lines, 442 industrial construction works, 14,000 km of highways, 2,800 km of railways, 24 subway lines, 55 ports, 45 airports, 256 water and sewage treatment plants and other projects.

The insurance policies for the construction industry, administered by Horiens, are a reference due to their tailor-made wording, the introduction of new coverages and conditions, contributing to the modernization of the insurance markets predominantly in Brazil, Latin America, and Africa.

Engineering Risks (CWC/IA/MBD)

Coverage for Civil Works under Construction (CWC), Installation and Assembly (IA) and Machinery Breakdown (MBD).

Advanced Loss of Profit (ALOP)

Coverage of loss of expected profits due to accidents that affect deadlines and progress of civil construction works.

Construction General Liability

Coverage for property damage and bodily injury to third parties, as related to the execution of the project.

Contractual Surety Bonds

Bid Bonds, Performance Bonds, Advance Payment Bonds, Release and Retention/Retainage Bonds, and Warranty Bonds, among others.

Inland and International Cargo

Insurance for transportation companies and cargo owner to protect goods in transit.

Other coverages and applicable products:

  • Construction Equipment
  • Vehicle Fleet
  • Maritime Hulls
  • Protection & Indemnity (P&I)
  • Environmental
  • Professional Liability
  • Directors and Officers Liability (D&O)
  • Cyber Risks
  • Terrorism
  • Property
  • Political Risk (Expropriation)
  • Personal Insurance (Health, Life, Travel, Worker’s Compensation, among others)

Learn about our expertise in diverse industrial segments.

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