Fale com um




All kinds of civil construction work – highways, hydroelectric plants, dams, ports, airports, tunnels, bridges and industries, among others – are part of a complex scenario that requires deep and specialized knowledge to ensure the best possible transfer of risks, through insurance or agreements, which may occur during the construction or assembly stages.

Horiens specializes in intelligence for risks, insurance and programs focused on Project Finance in the infrastructure market, accumulating experience in hundreds of projects in Brazil and abroad over more than 40 years.

Nossa trajetória inclui mais de 80 usinas hidrelétricas, 18 usinas termoelétricas, 2 usinas nucleares, 1 usina fotovoltaica, 107 linhas de transmissão de energia, mais de 400 obras industriais, 14 mil km de rodovias, 2,8 mil Km de ferrovias, 24 linhas de metrô, 55 portos, 45 aeroportos, 256 estações de tratamento de água e esgoto, gasodutos e oleodutos, estruturas offshore, entre outros projetos.

The insurance policies for the construction industry, administered by Horiens, are a reference due to their tailor-made wording, the introduction of new coverages and conditions, contributing to the modernization of the insurance markets predominantly in Brazil, Latin America, and Africa.

Engineering Risks (CWC/IA/MBD)

Coverage for Civil Works under Construction (CWC), Installation and Assembly (IA) and Machinery Breakdown (MBD).

Advanced Loss of Profit (ALOP)

Coverage of loss of expected profits due to accidents that affect deadlines and progress of civil construction works.

Construction General Liability

Coverage for property damage and bodily injury to third parties, as related to the execution of the project.

Contractual Surety Bonds

Bid Bonds, Performance Bonds, Advance Payment Bonds, Release and Retention/Retainage Bonds, and Warranty Bonds, among others.

Inland and International Cargo

Insurance for transportation companies and cargo owner to protect goods in transit.

Other coverages and applicable products:

  • Construction Equipment
  • Vehicle Fleet
  • Maritime Hulls
  • Protection & Indemnity (P&I)
  • Environmental
  • Professional Liability
  • Directors and Officers Liability (D&O)
  • Cyber Risks
  • Terrorism
  • Property
  • Risco Político (Confisco e Expropriação)
  • Personal Insurance (Health, Life, Travel, Worker’s Compensation, among others)
  • Garantia de Permuta Imobiliária

Learn about our expertise in diverse industrial segments.

Contact a specialist

Successful cases

Related news


Resilience and the risk and insurance sectors Keep reading


Coronavirus in the cyber world: do you know how to protect your company? Keep reading


The Total Cost Of Risk (TCOR) in times of Data Science Keep reading


Advanced Analytics and the insurance market: the future is here. Keep reading


Believe me: insurance, only with an insurance broker! Keep reading

Receive our
News by Email

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.