Fale com um



About Horiens

Consultative approach to risks and insurance to expand opportunities

We are experts in risk management, insurance and guarantees for large industries, with more than 40 years of experience in highly complex projects in diverse market segments. Our mission is to protect companies and people in a world that renews itself every moment, always driven by our clients’ challenges.

For us, seeing beyond means broadening horizons safely and clearly, which is why we value in-depth knowledge of risks and scenarios whenever we start a new project. This is what drives us every day to build qualified and accurate solutions that help our clients take the best business decisions.

Our essence in four pillars:

  • Technical knowledge
  • Smart solutions
  • Trust
  • Partnership

Our numbers

  • R$ 208 billion em ativos
  • R$ 3.2 billion in guarantees
  • R$ 17 billion em garantias
  • R$ 34 billion in liability
  • R$ 531.8 million in monetized
  • more than 86 ,000 people in health
  • more than 39 ,000 people in life

*Dados de 2020

Solid and transparent partnerships

We cultivate long-term relationships with clients and with the international insurance market main players, with access to specialized markets to diversify bonding capacity, mitigate and transfer risks. Transparency, dialogue, and governance are pillars in relationships and are drivers for us to work consistently in the creation of risk and insurance management programs.

Knowledge of the business line

Quality is one of the premises of our work at Horiens and our differentiated technical expertise is our foundation to develop strategies that support our clients’ safe growth in various segments, such as infrastructure, concessions and Public-Private Partnerships (PPPs or P3s), transport and logistics, oil & gas, agriculture, and chemicals and petrochemicals, among others.

Specialized technical analysis:

  • • Benchmark in analysis and proposition of clauses
  • • Efficiency in monetizing claims
  • • Low rate legal disputes
  • • Development of new products and solutions for risks, insurance and guarantees

Global footprint

We have the ability to work globally and are experienced in the Americas, Europe, Africa, and Asia. Our teams in Brazil and the United States are versed in scoping bonding capacity, understand the scenarios and regional and country-specific regulations, and maintain solid relationships with the international insurance market.

  • São Paulo/SP (Brasil)
  • Rio de Janeiro/RJ (Brasil)
  • Houston/TX (EUA)

Countries where we operate

  • South Africa
  • Germany
  • Angola
  • Argentina
  • Austria
  • Bolivia
  • Brazil
  • Canada
  • Chile
  • Colombia
  • South Korea
  • Cuba
  • United Arab Emirates
  • Ecuador
  • Spain
  • Estados Unidos
  • France
  • Ghana
  • Guatemala
  • Netherlands
  • Hong Kong
  • England
  • Luxembourg
  • Mexico
  • Mozambique
  • Norway
  • Panama
  • Peru
  • Portugal
  • Dominican
  • Singapore
  • Switzerland
  • Tanzania
  • Venezuela

Our offices

  • São Paulo/SP (Brasil)
  • Rio de Janeiro/RJ (Brasil)
  • Houston/TX (EUA)

Specialist professionals and close relations

Our professionals are highly capable of sharing knowledge; they analyze and solve problems to create customized solutions in risk, insurance, and surety bond programs. Horiens’ team includes experts that are extremely knowledgeable in the various industry and market segment dynamics and specific needs and requirements.

We operate in a multidisciplinary and integrated manner, in the initial analysis and monitoring of risks.

Contact our professionals:

Marcelo Neves

Marcelo Neves


Carlos Eduardo Lichtenberger Junior

Carlos Eduardo Lichtenberger Junior

Risk and Insurance - Infrastructure

Eduardo Damião

Eduardo Damião

Risks and Insurance – Chemicals and Petrochemicals

José Bernardo de Medeiros

José Bernardo de Medeiros

Risks and Insurance – Logistics and Agribusiness

Laudelino Soares

Laudelino Soares

Health and Benefits

Matheus Chammas

Matheus Chammas

Credit and Guarantees

Laudelino Soares

Rafael Souza

Risk & Insurance –
Oil & Gas


Related news


Resilience and the risk and insurance sectors Keep reading


Horiens participates in respirator donation drive Keep reading


Coronavirus in the cyber world: do you know how to protect your company? Keep reading


Women in the corporate world: where companies can and need to make a difference Keep reading


The Total Cost Of Risk (TCOR) in times of Data Science Keep reading


Advanced Analytics and the insurance market: the future is here. Keep reading


Overview of the Brazilian Transport Insurance and Reinsurance Markets Keep reading


Believe me: insurance, only with an insurance broker! Keep reading

Receive our
News by Email

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.