Consultative approach to risks and insurance to expand opportunities
We are experts in risk management, insurance and guarantees for large industries, with more than 40 years of experience in highly complex projects in diverse market segments. Our mission is to protect companies and people in a world that renews itself every moment, always driven by our clients’ challenges.
For us, seeing beyond means broadening horizons safely and clearly, which is why we value in-depth knowledge of risks and scenarios whenever we start a new project. This is what drives us every day to build qualified and accurate solutions that help our clients take the best business decisions.
Our essence in four pillars:
- Technical knowledge
- Smart solutions
- Trust
- Partnership
Our numbers
- US$ 942 million in guarantees
issued - US$ 65.3 billion in general
property insurance - US$ 8.8 billion in liability
insurance - R$ 319 million in monetized
claims - more than 105 ,000 people in health
insurance - more than 61 ,000 people in life
insurance
*2018 data
Solid and transparent partnerships
We cultivate long-term relationships with clients and with the international insurance market main players, with access to specialized markets to diversify bonding capacity, mitigate and transfer risks. Transparency, dialogue, and governance are pillars in relationships and are drivers for us to work consistently in the creation of risk and insurance management programs.
Knowledge of the business line
Quality is one of the premises of our work at Horiens and our differentiated technical expertise is our foundation to develop strategies that support our clients’ safe growth in various segments, such as infrastructure, concessions and Public-Private Partnerships (PPPs or P3s), transport and logistics, oil & gas, agriculture, and chemicals and petrochemicals, among others.
Specialized technical analysis:
- • Benchmark in analysis and proposition of clauses
- • Efficiency in monetizing claims
- • Low rate legal disputes
- • Development of new products and solutions for risks, insurance and guarantees
