Consultative approach to risks and insurance to expand opportunities
We are experts in risk management, insurance and guarantees (surety bond) for large industries and companies, with more than 40 years of experience in highly complex projects in various market segments. Our mission is to protect companies and people in a world that is constantly renewed, always driven by our clients’ challenges.
For us, seeing beyond means expanding horizons safely and clearly, which is why we value in-depth knowledge of risks and scenarios whenever we start a new project. This is what drives us every day to build qualified and accurate solutions that help our clients take the best business decisions.
Our essence in four pillars:
- Technical knowledge
- Smart solutions
- R$ 215.6billion
- R$ 3.2billion
dollars) in guarantees
- R$ 16.751 billion in managed
- R$ 33billion
- R$ 562million
- more than 100thousand
people in health
- more than 33
people in life
Solid and transparent partnerships
We cultivate long-term relationships with clients and with the international insurance market main players, with access to specialized markets to diversify bonding capacity, mitigate and transfer risks. Transparency, dialogue, and governance are pillars in relationships and are drivers for us to work consistently in the creation of risk and insurance management programs.
Sum of expertise
To support our clients in their challenges involving risk and insurance, Horiens is constantly seeking to broaden its expertvision. To this end, since 2021 we have entered into partnerships with companies that have extensive know-how in their areas of expertise, bringing technical and commercial complementaritiesto our performance.
Get to know our partnerships:
Horiens and Agrymet for productivity forecasting and safer decisions in agribusiness. Learn more.
Horiens and Gallagher for a highly specialized vision of the energy, oil and gas market. Learn more.
Knowledge of the business line
Quality is one of the premises of our work at Horiens and our differentiated technical expertise is our foundation to develop strategies that support our clients’ safe growth in various segments, such as infrastructure, concessions and Public-Private Partnerships (PPPs or P3s), transport and logistics, oil & gas, agriculture, and chemicals and petrochemicals, among others.
Specialized technical analysis:
- • Benchmark in analysis, proposition and review of clauses
- • Efficiency in claim adjustment
- • Low rate of legal disputes
- • Development of new products and solutions related to risks, insurance and guarantees / surety